"I'm sorry to tell you this". After 18 years with Dragonair and thirty-years in aviation my career came to an abrupt end in March 2017 with those 6 words. I can't begin to tell you how I felt; the thoughts and the fear. However, there was one thing that saved my family and me - TOPCOVER. I can't imagine where I'd be today without them.
No one wants to pay insurance premiums - until you really need to claim. I strongly suggest you re-read all the testimonials on this page; without TopCover's insurance protection plan every one of these pilots would have experienced significant financial difficulties. I strongly recommend TopCover. What my life would be without it is unthinkable.
Captain Mike Franck
TOPCOVER has proven top notch!!! My family and I have received a large amount of positive help and support with our claim. A lot of companies have the real insurance policy hidden in the fine print, which is often difficult to read and understand. TOPCOVER is a great product. Top job TOPCOVER !!! We were lucky to have been associated..thanks!
FO Cam Kosmala
Having spent 11 years in the RAF and a further 20 years with the airline, I was suddenly struck down medically, and lost my Licence permanently. Were it not for my TOPCOVER insurance, life would be very difficult for me and my family now. If you have not taken out any Income Protection insurance, I strongly recommend you do. Despite the pain of paying the premiums it is worth it, believe me. I would hate to be where I am today with no TopCover financial backup.
Captain Richard Watson
Please trust me. You do not need extra financial stresses piling up and complicating an already stressful health situation. Do the math for your own life...schools, mortgages, food, transport. Living is expensive.
I urge you all to consider TOPCOVER income protection as part of your financial strategy and enthusiastically endorse the TOPCOVER scheme.
Captain Mike Rowland
I recently lost my Class 1 medical due to an unfortunate accident. I was covered by TOPCOVER, and it was an absolute blessing to receive such support and assistance during a very traumatic time! With very little effort from my side the lump sum for the personal accident cover was paid into my bank of choice. After the 180 day waiting period, I started receiving my monthly benefits, and continue to do so. I would highly recommend TOPCOVER to any everyone that is able to join the scheme. It is really a 1st class product!
Captain N B
The claims process was extremely straightforward... The TOPCOVER staff have been extremely courteous and professional throughout my dealings with them and very quickly settled my Critical illness (cash lump sum) claim with no quibbling whatsoever. Simultaneously they were dealing with the processing of my income protection policy and have been quick to answer any of my queries, keeping me appraised of the whole process as it unfolded. Again, my income protection claim was approved very quickly and this has really taken a lot of the stress away from me.
First Officer M S
Thank God I had signed up for the TOPCOVER income protection plan. Without many questions asked, my income protection claim was approved and payments began just as they said it would.
TOPCOVER really did 'Ease the Squeeze' during this trying time for me. Now I'm back at work and would strongly advise my colleagues to sign up with TOPCOVER.
