All Cathay Dragon pilots are eligible to apply for TopCover Income Protection, Personal Accident and Critical Illness insurance, provided that you are:

  • employed by Cathay Dragon as a pilot, and
  • actively at work (currently medically fit for flying duties)

All Cathay Dragon Cabin Attendants are eligible to apply for TopCover Personal Accident and Critical Illness insurance (non-pilot).

The maximum age limits for each section of cover are:

Income Protection and Critical Illness: Age 60

Personal Accident: Age 65

Income Protection

The maximum benefit is US$15,000 per month, subject to a maximum of 75% of your gross total income (including all benefits and allowances).

Note: if you are a Member of the DPA these limits will include any income protection benefit provided by the union:

You are NOT required to be a member of the DPA to apply for TopCover.

Personal Accident

This is a cash lump sum payment in the event of death or a permanent injury. The maximum benefit is US$500,000.

You may also purchase cover for your spouse and/or dependent children.

Critical Illness

This is an immediate cash payment upon diagnosis of any one of the named illnesses. In addition, for pilots, any medical condition that permanently prevents you from flying may also qualify for a benefit payment.

Cover is available in increments of US$10,000 and the maximum cover available is US$150,000.

You may also purchase cover for your spouse.

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More Information

All policies are issued to you directly from Starr International Insurance (Asai) here in Hong Kong. If you require direct assistance please contact Starr through the Contact pages on this website.